Why Take Out Higher Auto Liability Insurance Coverage Than Your State Minimum?

Most states require drivers to have liability insurance coverage. This insurance covers claims if you injure someone or damage their property in your car. While every state has its own minimum limits, you can choose to buy more coverage. Why is this a good idea? Minimum Limits Don't Always Cover Claim Costs While you might get some peace of mind by having minimum-limit liability insurance, don't assume that your insurance will always cover your costs.